lindegaard krul
evans kelly enrique cahill simpson
silva sessegnon mc clean dempsey walters
ba dzeko rvp

1.7 million in the bank

All constructive criticism is welcome.
I could upgrade walters to valencia and have 0 in the bank but stoke have nice fixtures

I'd keep Walters if you already have him for Stoke fixtures are indeed decent.
However, both Sses AND McClean is unnecessary... swap Sses Valencia
You also have Ba & Cahill which are not guaranteed starters atm... And no Spurs coverage...

I agree with all Ironfist's comments, although Cahill and Ba in the long term will both be regulars: if you're wildcarding I'd dump them for a week or so, but if not, it might be better to use transfers elsewhere.

I've never been mad keen on having players who aren't definite regulars, so I would personally worry a little about Dzeko after Balo comes back from suspension. City has a good run coming up, though, so I might swap Enrique for Kompany after this GW.

With the Sunderland players, it's worth thinking about whether Campbell's return might affect either one (Sess?). Sunderland haven't got a great run of fixtures after this week, so I would probably go with Ironfist and dump Sess (although I can see how it would be hard for you to dump Sess when he's been scoring so well!). I wouldn't cry too much over the loss of Walters if I were you.

For midfield replacements, neither Valencia nor Bale has a great run of fixtures, but those would be my top (and unoriginal) picks. My leftfield/cheapo pick would be Lennon, who has picked up a goal and an assist in his three games back from injury.

Overall, your squad doesn't have obvious weaknesses that explain why you're not doing as well this year, but if it's anything, perhaps it's having too many players that aren't definite to play - Lindegaard, Cahill, Ba, Dzeko. Might be worth looking back over past weeks and seeing if that's been penalising you at all.

Wibble has said it all tbh, I was thinking about Walters until I saw stoke's last two game and by god he was terrible, you are pretty much banking on Stoke getting some pens tbh. I would disagree slightly with Sunderland having tough fixtures though. Only Arsenal and Liverpool in the next 8 which is as far as I'll ever think ahead tbh. Both of which are at home and neither are keeping many clean sheets atm.

It depends on your situation, might need a gamble or two to make up lost ground.