last week i had my 1st car crash(my fault) and not knowing exactly what i should do,and the young 18 year old not sure either as both cars were still able to drive we pulled up in a near by carpark to chat.i ended up giving him my details and name of insurance company (not my policy number as i never had it handy).he was on his dads insurance he said,and also mentioned it was a company car and after 10 days he nor his dad has been in touch about it and i havent told my insurance about it which is too late to claim now as i need to report a crash within 24hrs.His dad told me the day of the crash that he would get a price to tell me how much to fix his car but have heard nothing from him.
Anyone think this sounds odd? im thinking now that the kid wasnt insured for his dads company car.

Do you have his reg?

Did you report the accident to the police?

Where did you get the 24 hours for a claim from?

Never, ever, ever, ever, ever trust ANYBODY when it comes to accidents no matter how slight the bump and genuine the person seems - even if you happened to have bumped into your best mate ever. Why didn't you tell your insurance company anyway?

didnt take his reg but got his address and he is just 5 mins away,
didnt tell cops as no one was hurt and no mess made on the road,should maybe still have done so but like i say wasnt sure what was the right thing to do.
on my insurance website it says all accidents should be reported within 48 hours even if you dont claim otherwise i am responsible for any costs

why havent/didnt you told/tell them

if the cost of damage wasnt too much i wanted to pay it without using insurance as it would help me keep the 1 year ncb that i was 2 weeks away from getting. i have 9 points and 0 ncb so far meaning expensive insurance and with that extra 1 year ncb on i save £500 on my policy for the next year

There is your answer. Ring them anyway but if you didn't know what to do before, you do now - hopefully you won't need to worry about it again.

Eeeek! What about the costs of his solicitor and delayed whiplash?

That is absolutely understandable, but you still shouldn't have left the scene without getting all of the details you needed - especially the number plate which is the only concrete bit of evidence you would have had. Even if you plan no claim yourself, you have no idea what the other person has planned.

What is delayed whiplash?

If you crash in Liverpool, the whiplash is instantaneous!

The kind somebody puts on when somebody down the pubs suggests they could make a bit of compo out of the incident.

i had my two 7 year olds in the back at the time and although no one was hurt it was a bit frightning as if i pulled out 1 second sooner he would have hit us at 50mph rather than me hit his side.everything happened so fast and it wasnt untill i got the kids home it really hit me what a Dingbat i was and how lucky i was the kids were ok.i dont know if he has contacted my insurance or not but my policy ends this friday and i plan to change so not sure how that fits with everything. still think i is a bit odd that a kid would be driving his daddys company car??

You need to take a drive to his address and note down the reg.

Call the insurance company, as you are liable if he claims and you have told told your insurance company.

This is what I was alluding too

I was chatting to a mate a while back who told me he'd just had a claim come through.

He was in the back of a black cab with another mate going home after a night out. The cab ran into the back of the car in front and he and his mate where thrown to the floor. They both looked at each other, checked they where ok, and then started celebrating!

He got £2K, is mate is holding out for more

Always take plenty of photos, especially of their damage, plates and car badges. Try and also get a sneaky one of the driver.

Jonathan is spot on.

About three years ago I had the slightest of prangs in a car park. The other driver moved forward as I reversed. Must have been all of 3mph. Agreed to swap telephone numbers with the kid and addresses, who seemed nice as pie. Heard nothing for a month and then out of the blue, things turned nasty. He texted me and demanded £400 for a new bumper. He sent me a genuine looking invoice. I said bollocks and sent him a invoice for a new bumper back (it was easy to do) Fortunately I had taken photos, so I knew there was no visible damage as he had made out. He wanted to see the photos. I told him to jog on. He got a dodgy no claims/ no fee solicitor to call me (twice), which failed. He then threatened to get CCTV footage from Brum Council (the car park didn't even have it, the tusser) Again a failure. When I called him to discuss, his phone tariff put a surcharge on my phone bill, about £1.50 or so He wouldn't let go. His Solicitor tried again. I gave him an ultimatum to take me to court. He wouldn't. I kept his letter, the photos and also his final act, to send a falsified and signed "witness statement" - saying it was his partner who witnessed his phone call to me... that was it . More scare tactics. He tried everything. I dug in resilient. I wasn't going to give this nob anything. I gave his details to a couple of insurance scam websites.

Not at my old address anymore and mobile number has now been changed. I wonder if he is still sending nasty letters ? I do hope so. I sold my flat to a police woman So yes, never trust anybody in an accident situation and always take plenty of pictures with your mobile.
(I've still got all the evidence now, just in case)

well it is clear i have not done half the things i should have,just fingers crossed he dont turn out to be a c*nt and maybe he might be as nice as he has made out he is.I do have a voicemail off the dad from the day of the crash telling me not to worry about it and he will find out how much the damage will cost and let me know.

Did it look like much damage?

Sounds nasty bluenosey.

I am sure we don't all mean to come across as "told you so's" and hopefully nothing more will come of this than you having to pay for what you say are minor repairs, but this kind of thing, especially in this day and age just brings out the worst in people who usually wouldn't even consider doing such things.

I am afraid that you just need to bite the bullet and accept that in all circumstances you at least should contact your insurance company after getting every last detail from the other party (including their shoe size if possible!) and at least if things get nasty, you can leave it all to be sorted through your insurance company.

The one very small bump I have ever had was about 18 years ago when I pulled forwards into a car parking space just as a rather lovely young student reversed into the same space to give herself room to pull out. She got a little tetchy with me but all we did was exchange phone numbers, and I called a couple of times to exchange insurance details, and on the third occasion (she was "out" the previous times ) her dad got on the phone to me accusing me of harassing his daughter.

I had an inkling she probably wasn't fully insured, and just said to the fellow that I would put it all in the hands of my insurance company - and it was all sorted with me never hearing from them again.

i needed a new headlight after hitting his side,his looked more like just scratches to the paint.no real damage but still a repair job on a 54 plate audi could be costly

7 year old company car?

Liar alert......

*cough* my company car is nearly 12 years old and counting

but would you have an 18 year old son insured on it?

Mine is nearly 3 years old. My new one arrives in a fortnight!

I think you get free tax after 25 years

Were on 4 year renewals, and with regards to insurance, as long as the person driving the car has my permission to do so, then they are insured.

I would be agreeing with murf on this.

You need a newer, cheaper company car with a lower CO2 emissions factor. Will be cheaper from a tax point of view

I have no children that I know of, but to be honest, I don't think it would be the done thing, would it?

as i say above some may have him on it automatically as long as he has permission to drive the vehicle, and I assume even if he didnt his dad would say he did!!

You are required by law to stop, remain and report to each other your names, addresses and the registration numbers of your vehicles. And if some one is injured at that point, the police. That is all you are required to do.

You may also like to notify the Ambulance if its bad, and I'd like to think you'd be noting his reg, getting a tel no and camera phoning the prang but don't lose sight that all that is largely for the insurance companies to consider going to court to argue against the other drivers insurance company who should pay out the bigger percentage. As policing numbers dwindle they are less interested in potential careless driving offences.