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 Post subject: Claiming PPI + cashing cheques :-)
PostPosted: 13 Jun 2011, 11:45 
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busto
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Anybody put a claim in for PPI yet? Any luck getting it back? Been rejected? Or tempted? Well if you took PPI out on a loan before 2007 there's a pretty good chance you will get it back with interest!
One of the reasons they give for a potential claim is if you were bullied or pushed into taking PPI out! How they can disprove such a claim is maybe why the banks have put aside 10 Billion or thereabouts for refunds. My claim went in this morning. £5k loan over 5 years with PPI :oops: At the time I wanted/needed the loan pretty bad and feel that PPI was pushed onto me in a way that rejecting it might of hindered the loan. That in itself is a solid enough reason. There are plenty of other reasons...I have about £1200 left on the loan but i reckon i could have £1.5k coming back :shock:

I'll be looking into bank charges next :twisted:

edit: Barclays announcing this morning that ALL outstanding claims were being repaid no questions asked!!! New claims however would go through as normal. Good news!


Last edited by Pasty on 05 Oct 2011, 18:20, edited 1 time in total.

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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:04 
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Dumbledore
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I followed the procedure on moneysavingexpert.com a couple of years ago and put a claim in which expectedly gets rejected then you reclaim straight away mentioning the ombudsman as your next step then they don't accept responsibility but pay you.It was only about £120 and then I invested in Lloyds whose share price went down recently because of...PPI.


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:10 
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FISO Knight
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FS Record: SDT including weekly, monthly and seasonal prizes. Fantasy Darts daily winner and TFFO mini league winner.
I deal with these at work and unless the company can show that they went through a fact-finding exercise with you and proved that you had no other way to cover this, you should get paid.

Even if they did prove you had nothing in place, they still need to show a separate signature and recommendation letter.

Standard is 8% interest per year as well.


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:11 
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FISO Knight
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My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:16 
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FISO Knight
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Surprised wrote:
My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


Who do you ban with?


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:21 
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Grumpy Old Man

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Surprised wrote:
My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


They wrote and ASKED you to make a claim against them and as a result paid you 2.5K?

:shock:


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:23 
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FISO Baron
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Nedved wrote:
Surprised wrote:
My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


They wrote and ASKED you to make a claim against them and as a result paid you 2.5K?

:shock:


Bank of Nigeria. So far he has only paid the first cheque to release the larger funds he is due. They should be here any day now, just as soon as MarquisMark fixes their web server.....


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:24 
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FISO Knight
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Nedved wrote:
Surprised wrote:
My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


They wrote and ASKED you to make a claim against them and as a result paid you 2.5K?

:shock:



Yep, very odd. It was a credit card rather than a loan but they wrote and said I was missold the PPI and should claim. it took them 5 months to process the claim though.


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:24 
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FISO Knight
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Ashers wrote:
Surprised wrote:
My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


Who do you ban with?


It is a Lloyds TSB credit card


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 15:47 
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Grumpy Old Man

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Surprised wrote:
Nedved wrote:
Surprised wrote:
My bank wrote to me and told me to put a claim in and they would payout. I put a claim in and got 2.5k back in March


They wrote and ASKED you to make a claim against them and as a result paid you 2.5K?

:shock:



Yep, very odd. It was a credit card rather than a loan but they wrote and said I was missold the PPI and should claim. it took them 5 months to process the claim though.


Happy days!


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 16:37 
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FISO Knight
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just a tad gutted I've never had a load in many many years


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 16:51 
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Grumpy Old Man
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just a tad gutted I've never had a load in many many years


there's nothing better than a smutty typo :)


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 16:54 
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Dumbledore
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Tricky Tree wrote:
just a tad gutted I've never had a load in many many years



Oooh
Err
Missus


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 16:55 
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FISO Baron
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You can't beat a good freudian slit


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 Post subject: Re: Claiming PPI
PostPosted: 13 Jun 2011, 17:10 
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FISO Knight
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:lol: :oops:


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 Post subject: Re: Claiming PPI
PostPosted: 05 Oct 2011, 18:19 
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busto
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Just opened a letter upholding my claim and offering £2016. Happy days :D Next letter opened was a cheque :D

4 months from start to finish not too shabby but I was conned originally so its only whats rightly mine.
This was all after an episode of Watchdog :D Made a phone call to a Halifax PPI line, no forms or rip off 3rd parties, nothing. 4 months later bingo!

Got some small change to claim on a store card from years back now :twisted: :D


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 Post subject: Re: Claiming PPI + cashing cheques :-)
PostPosted: 05 Oct 2011, 21:21 
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Grumpy Old Man

Joined: Thu Aug 17 2006
Posts: 1890
FS Record: Won TSO £10 comp 2008, retained title in 2009. FPL: 96th, 19th.
Don't forget to buy those Lloyds Bank shares


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 Post subject: Re: Claiming PPI + cashing cheques :-)
PostPosted: 07 May 2012, 23:26 
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Dunkledore
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FS Record: Pick Quick Winner 2010-11..........£420 total in winnings from mini cash leagues over the years
having not done anything to date re claiming for PPI, I think I may as well give it a shot.

I have no idea if I was miss sold anything at all, but I will be phoning a couple of credit card providers tomorrow night, from when I used to do interest free transfer things.

Worth a shot right? :)


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